Our Services
Sequestration or Bankruptcy
One effect of sequestration is that one’s debt is “written off” and creditors will no longer be able to harass you for payment. Even judgmens fall away.
Credit Record Repair
We correct any and all incorrect information on consumer credit reports, and company credit reports. Email your credit report for a non-obligatory assessment.
Consumer Law
Specialists in the Consumer Protection Act 68 of 2008, we assist consumers give effect to their rights in terms of the purchase and payment for defective goods and services.
Debt Settlement Negotiation
Factors such as how “old” the debt is, the amount of the claim, whether any legal action has been taken pursuant to the claim arising can also affect the debt settlement negotiation process and the final settlement amount offered by the creditor.
Liquidation of a Company
The liquidation of a company deals with finalising company affairs and realising its assets for the benefit of the company’s creditors, according to the rating of their preferences, and thereafter the distribution of the residue among shareholders.
Cancellation of Debt Review
To cancel debt review, a court application must show that you are not over-indebted and you can afford the original instalments on your outstanding accounts. This applies whether your debt review is subject to a court order or not.
High Court Judgments
Setting aside a High Court Judgment to have it removed from one’s credit report is not always possible, even where the full debt has been paid up. Setting aside a High Court Judgment can only be done in exceptional circumstances.
Rehabilitation from Insolvency
Rehabilitation from Sequestration automatically takes place after 10 years from the date of sequestration. The alternative is to apply to court for Rehabilitation. This is possible once specific conditions regarding the sequestration have been met.
How to cancel Administration
To stop an administration order for debt repayment the court order that enforces the civil debt administration, must be set aside or rescinded. This can be done if your financial circumstances have improved and you can pay the creditors directly.